OSRS Bank in House Guide for Ultimate Convenience

In Old School RuneScape (OSRS), having a bank in your house is a game-changer for efficiency and convenience. The Player-Owned House (POH) offers a customizable space where you can add a bank to store items, access them quickly, and streamline your gameplay. This comprehensive guide explores how to set up a bank in your house, its benefits, requirements, and tips to optimize your POH for banking. Whether you’re a skiller, quester, or PvMer, a POH bank can save you time and enhance your OSRS experience.

A bank in your POH eliminates the need to travel to traditional banks like those in Varrock or Falador. It’s especially useful for players who frequently use their house for teleports, training, or hosting. Here’s why it’s worth the investment:

Time-Saving Convenience

Teleporting to your house and accessing a bank chest takes seconds, compared to running to a city bank. This is ideal for tasks like restocking for Slayer, crafting, or herblore.

Customizable Setup

Your POH allows you to place the bank chest in a room of your choice, tailoring the layout to your needs. Combine it with portals or altars for a multifunctional hub.

Hosting and Social Benefits

A well-equipped POH with a bank attracts other players for activities like bossing or skilling. A bank chest makes it easy for guests to grab supplies without leaving your house.

Requirements for a POH Bank

Setting up a bank in your house requires specific Construction levels, materials, and gold. Below are the key requirements to unlock this feature.

Construction Level

You need at least level 92 Construction to build an Ornate Rejuvenation Pool, which includes a bank chest. Alternatively, a level 99 Construction Cape allows access to a bank chest without building the pool.

Materials Needed

Building the Ornate Rejuvenation Pool requires:

• 10 Anti-venom(4): For the pool’s healing properties.
• 10 Gold Leaf: For decorative elements.
• 5 Mahogany Planks: For structural components.
• 1 Super Restore(4): To enhance the pool’s restoration effects.

These materials can be costly, so plan your budget accordingly.

Gold Costs

Expect to spend millions of gold, as Gold Leaf alone costs around 130,000 GP each on the Grand Exchange. The total cost for the pool can exceed 2M GP, not including Construction training expenses.

How to Build a Bank in Your POH

Once you meet the requirements, follow these steps to add a bank to your house. The process is straightforward but requires careful planning.

Step 1: Train Construction to 92

If you’re not at level 92, train Construction by building and removing furniture like Mahogany Benches or Oak Larders. Use a calculator to estimate XP and costs.

Step 2: Gather Materials

Purchase or gather the required items from the Grand Exchange or through skilling (e.g., making Anti-venom). Ensure you have enough gold to cover costs.

Step 3: Build the Superior Garden

Create a Superior Garden room in your POH (requires level 65 Construction). Place it strategically for easy access from your portal or entrance.

Step 4: Construct the Ornate Rejuvenation Pool

In the Superior Garden, select the Ornate Rejuvenation Pool from the build menu. Use the required materials and confirm the construction. The pool includes a bank chest, rejuvenation pool, and fairy ring access.

Step 5: Optimize Your POH Layout

Move your Superior Garden near teleports or altars for efficiency. Consider adding a Portal Chamber or Jewellery Box for quick travel to other banks or locations.

Benefits of the Ornate Rejuvenation Pool

The Ornate Rejuvenation Pool is the pinnacle of POH banking, offering more than just a bank chest. Here’s why it’s a must-have:

Bank Chest Access

The pool’s bank chest functions like any other bank, allowing you to deposit and withdraw items instantly.

Health and Stat Restoration

Interacting with the pool restores hitpoints, special attack energy, run energy, and cures poison/venom, making it perfect for PvM or training.

Fairy Ring and Spirit Tree

At level 95 Construction, you can upgrade the pool to include a fairy ring or spirit tree, enhancing your POH’s teleportation options.

Multi-Purpose Hub

Combining banking, healing, and teleports in one room makes your POH a one-stop shop for most activities, reducing downtime.

Tips to Maximize Your POH Bank Efficiency

To get the most out of your POH bank, consider these strategies to enhance functionality and user experience.

Optimize Room Placement

Place the Superior Garden near your house’s entrance or portal room to minimize clicks. Avoid cluttering your POH with unnecessary rooms that slow navigation.

Combine with Teleports

Build a Portal Nexus or Jewellery Box to complement your bank. This allows seamless travel to other banks or skilling locations, like the Crafting Guild or Slayer tasks.

Use Boosts for Construction

If you’re close to 92 Construction, use boosts like the Crystal Saw (+3 levels) or Spicy Stew (up to +5 levels) to build the pool without grinding to 92.

Host Efficiently

If hosting, advertise your POH’s bank and pool in clan chats or forums. Ensure your house is open to visitors and keep the pool accessible for guests.

Budget Wisely

Construction is expensive, so prioritize the bank chest if funds are limited. Save for other POH upgrades like the Portal Nexus after securing the pool.

Feature	Construction Level	Materials	Benefits
Ornate Rejuvenation Pool	92	10 Anti-venom(4), 10 Gold Leaf, 5 Mahogany Planks, 1 Super Restore(4)	Bank chest, health/stat restoration, fairy ring/spirit tree
Portal Nexus	72-92	Varies (e.g., Marble Blocks, Runes)	Multiple teleport destinations
Jewellery Box	81-91	Gold Leaf, Bolt of Cloth, Gems	Unlimited jewellery teleports

Key Takeaways:

• A POH bank requires level 92 Construction and significant gold investment.
• The Ornate Rejuvenation Pool offers banking, healing, and teleportation in one.
• Optimize your POH layout for quick access to the bank and teleports.
• Use boosts or the Construction Cape to access the bank if you’re below 92.
• Combine the bank with other POH features for a versatile hub.

By integrating a bank into your POH, you’ll save countless hours and make your OSRS gameplay more enjoyable. Whether you’re restocking for a boss fight or hosting a skilling party, the convenience of a POH bank is unmatched. Start planning your Construction grind today and transform your house into the ultimate OSRS hub!