Bank Value Growth for " hours/day" of ""

So you want to know if your bank’s gonna grow or if you’re just wasting time? Been there. Spent way too many hours wondering if I was actually making progress or just fooling myself with random good drops.

Your Bank Value Growth Estimator cuts through all that guesswork. I wish this existed back when I was grinding my first 50M. Would’ve saved me from doing stupid stuff like camping green dragons for weeks because some YouTube guide said they were decent money.

The thing is, most OSRS players have no clue about their real earning potential. They see someone make 5M/hour at Vorkath and think that’s what they’ll get. Wrong. That guy probably plays 8 hours straight with perfect efficiency. You? Maybe you get 2 hours after work and mess up half the kills because you’re tired.

What’s Different About This One?

Here’s what bugs me about other calculators. They give you these perfect world scenarios that never happen. This tool asks for your actual daily hours. Not how long you WANT to play. How long you REALLY play.

Big difference. I used to tell myself “I’ll do 4 hours of Zulrah today” then rage quit after 45 minutes because I kept dying. This calculator would’ve shown me that doing 1 hour of something easier was way better than failing at the “optimal” method.

The activity breakdown makes sense too:

Skilling – Boring but reliable. Perfect when you’re half-watching TV. Bossing – High focus, high reward. Don’t lie to yourself about how long you can concentrate. Slayer – The classic grind. Decent money plus XP gains. Flipping – My personal favorite. Requires patience and starting cash but works even when you’re not actively playing. Clue Scrolls – Pure gambling with extra steps. Fun though. Minigames – Underrated for consistent smaller gains.

My Biggest OSRS Money Mistake

Want to know what I wish someone told me 3 years ago? Stop chasing the highest GP/hour methods if you can’t sustain them. I burned out on Chambers of Xeric trying to make “efficient” money. Kept seeing those 8M/hour rates online and pushing myself to raid constantly.

Ended up making way less than if I’d just done consistent Vorkath runs. Why? Because I could actually handle 90 minutes of Vorkath without getting frustrated, but raids stressed me out after 30 minutes.

This calculator would’ve shown me that 90 minutes of 3M/hour beats 30 minutes of 8M/hour. Simple math that my stubborn brain couldn’t accept at the time.

Questions You’re Probably Asking

How accurate is this thing? Depends on honest inputs. Garbage in, garbage out. Don’t tell it you’ll play 6 hours daily if you realistically get 2.

What about RNG? Every OSRS calculation assumes average luck over time. Yeah, you might go 500 dry on that Vorkath head, but you’ll also get lucky sometimes. It evens out.

Should I trust projections for expensive goals? For big purchases like Twisted Bow or max gear? Use it as a starting point. Markets change, new content drops, your playtime varies. But it beats having zero plan.

I remember grinding toward my first big purchase (Dragon Claws back when they were 60M). Had no timeline, no tracking, just “eventually I’ll afford them.” Took forever because I kept switching methods randomly.

The Flipping Reality Check

If you picked flipping as your activity, be honest about your starting cash. Flipping with 10M is completely different from flipping with 100M. The calculator should account for this, but your real results depend on:

  • How patient you are
  • Whether you diversify items
  • If you panic sell during crashes
  • Market knowledge (comes with experience)

I know people making 20M+ daily just flipping, but they started with serious capital and spent months learning item patterns. Don’t expect those numbers immediately.

Bossing Isn’t Always King

Here’s something that surprised me. When I calculated my actual earnings over a month, my “efficient” bossing sessions weren’t my best money makers. Know what was? Consistent skilling during Netflix binges.

Cutting yews while watching shows made more total GP than my stressed-out Zulrah attempts. Why? Because I actually did it every day instead of avoiding the game when I felt like I “should” be bossing.

Your calculator probably shows similar patterns. Lower intensity methods often win over time if you can stick with them.

Setting Realistic Expectations

Don’t use this tool to justify crazy goals. “I’ll make 1B in 2 months!” Sure, if you literally have no life outside OSRS and perfect execution every single day.

Better approach: Set smaller milestones. Maybe your first 100M bank. Or enough for that Bandos set you want. Hitting smaller goals keeps you motivated way better than some impossible timeline.

I learned this the hard way chasing max cash. Burned out completely trying to optimize every single hour. Now I set monthly targets that actually make sense with my schedule.

The Real Value Here

This isn’t just about numbers. It’s about making informed decisions with your limited gaming time. Should you learn Theatre of Blood or stick with easier bosses? The calculator shows you the trade-offs based on YOUR situation.

Maybe you discover that mixing activities works better than focusing on one method. Three days of bossing, two days of flipping, weekends for chill skilling. The projections help you find what actually works.

Most OSRS players never track their progress properly. They remember the good days and forget the bad ones. Having objective projections changes how you think about the game.

Bottom Line

Your Bank Value Growth Estimator gives players something we’ve needed forever: realistic expectations based on actual playtime. No more guessing if you’re making decent progress or wasting your time.

Whether you’re grinding toward your first major purchase or planning long-term wealth goals, having concrete projections beats flying blind. Just remember to be honest with your inputs, and don’t stress if real results vary from predictions.