Closest House to Bank in OSRS: Best POH Locations for Quick Banking

Closest House to Bank in OSRS: Best POH Locations for Quick Banking


In Old School RuneScape (OSRS), your player-owned house (POH) is more than just a cozy retreat—it’s a strategic hub for teleports, training, and item storage. One of the most critical factors when choosing a POH location is its proximity to a bank. Whether you’re a skiller, PvMer, or quester, having quick access to a bank can save you precious time. In this blog post, we’ll dive into the closest house-to-bank options in OSRS, explore their benefits, and help you decide which location suits your playstyle best. Let’s get started!

Your POH is a central part of your gameplay, especially once you unlock features like teleports, altars, and restoration pools. However, OSRS doesn’t allow banks inside your house (sorry, no bank chests here!), so you’ll need to step outside your portal to access your stash. A short trip to the bank means faster inventory management, quicker trips back to your house, and more efficient gameplay overall.

Factors That Make a POH Location Ideal

  • Distance to Bank: Measured in tiles, the fewer steps to a bank, the better.
  • Teleport Options: Easy access to teleports that bring you near a bank.
  • Nearby Activities: Proximity to skilling spots, quests, or bosses enhances utility.
  • Accessibility: No steep requirements like high Construction levels or quest completions.

How We Measure “Closest”

In OSRS, distances are typically measured using Chebyshev distance (tiles, counting diagonal or straight steps as 1). For this post, we’re focusing on the raw tile distance from the house portal to the nearest bank, deposit box, or banking NPC, alongside practical travel time with teleports.

Top POH Locations Closest to Banks

With eight house locations available in OSRS, some stand out for their bank proximity. Below, we’ll rank the top contenders and break down why they’re worth considering.

Yanille: The Ultimate Bank-Adjacent POH

Location: South of the Yanille bank
Distance to Bank: ~10 tiles
Construction Level: 50

Yanille takes the crown as the closest house to a bank in OSRS. The house portal is just a few steps south of the Yanille bank, making it a dream for players who need to bank frequently. Whether you’re crafting, training Prayer, or managing loot, this spot minimizes downtime.

Pros:

  • Lightning-fast banking—practically next door.
  • Nearby Magic Guild and fairy ring for added utility.
  • Great for house parties with quick altar access.

Cons:

  • Requires 50 Construction to relocate (or boost from a lower level).
  • Fewer nearby skilling spots compared to other locations.

Rimmington: The Starter-Friendly Choice

Location: West of Falador
Distance to Bank: ~30 tiles (to Crafting Guild deposit box)
Construction Level: Default (1)

Rimmington is the default POH location, making it accessible to all players from the start. While the nearest full bank (Falador) is a bit of a trek, the Crafting Guild’s deposit box—available with a brown apron—is only about 30 tiles away. This makes it a solid low-level option.

Pros:

Cons:

  • Deposit box only (no withdrawals without a longer trip).
  • Less convenient for high-level players.

Lunar Isle: A Hidden Gem for Bank Access

Location: Northwest of the Lunar Isle bank
Distance to Bank: ~15 tiles
Construction Level: 65

Lunar Isle’s house portal is a short walk from its bank, unlocked after completing Dream Mentor for the third bank booth. At around 15 tiles, it’s one of the closest options and pairs well with the Lunar spellbook for teleportation.

Pros:

  • Super close to a full bank.
  • Lunar teleport spells enhance mobility.
  • Unique aesthetic and quiet location.

Cons:

Comparison Table of Top Locations

Location Distance to Bank (Tiles) Construction Level Nearest Bank Type
Yanille ~10 50 Full Bank
Rimmington ~30 1 Deposit Box
Lunar Isle ~15 65 Full Bank

Honorable Mentions for Bank Proximity

Not every POH location can compete with the top three, but a few deserve a shoutout for their decent bank access and unique perks.

Rellekka: Fremennik Convenience

Location: East of Rellekka marketplace
Distance to Bank: ~40 tiles (to Peer the Seer deposit)
Construction Level: 30

Rellekka’s portal is moderately close to Peer the Seer, who offers deposit services after The Fremennik Trials. It’s not a full bank, but the Enchanted Lyre teleport makes it a fast trip.

Why It’s Worth It: Great for Slayer, PvM (Vorkath, DKS), and Fremennik quests.

Prifddinas: Endgame Excellence

Location: Ithell Clan district
Distance to Bank: ~50 tiles
Construction Level: 75

Prifddinas requires 75 Construction and Song of the Elves, but its bank is reasonably close. The city’s wealth of teleports and skilling options makes it a powerhouse for late-game players.

Why It’s Worth It: Access to Zalcano, The Gauntlet, and rooftop agility.

How to Optimize Your POH for Banking Efficiency

Even with a close bank, you can maximize your POH’s efficiency with smart design and teleport options. Here’s how:

Build a Teleport Hub

Install a Portal Chamber or Portal Nexus with teleports to Edgeville, Draynor, or other bank-heavy areas. Pair this with a mounted Amulet of Glory for unlimited bank runs.

Use Your Servant Wisely

Hire a servant (requires two bedrooms) to fetch items from the bank. The Demon Butler, unlocked at 50 Construction, can make 20 trips in a flash, saving you the walk entirely.

Servant Banking Stats:

  • Butler: 10 items, 12-second trip
  • Demon Butler: 20 items, 7-second trip

Leverage Nearby Teleports

Choose a POH location near teleport spots—like Yanille’s fairy ring or Rimmington’s Falador teleport—to cut travel time further.

Which POH Location Should You Choose?

Your ideal POH location depends on your goals and account progress. Here’s a quick guide to help you decide:

For Beginners: Rimmington

If you’re new to Construction or OSRS, stick with Rimmington. It’s free, accessible, and works well for early-game skilling and questing.

For Mid-Level Players: Yanille

At 50 Construction, Yanille is unbeatable for its bank proximity. It’s perfect for players who’ve progressed beyond the basics and want efficiency.

For Endgame Players: Lunar Isle or Prifddinas

High-level players with quests under their belt should consider Lunar Isle for banking or Prifddinas for a fully loaded hub. Both require investment but pay off big.

Final Verdict

If raw bank proximity is your priority, Yanille is the closest house to a bank in OSRS at ~10 tiles. For a balance of accessibility and utility, Rimmington and Lunar Isle hold their own. Test them out—relocating costs just 5,000-25,000 gp depending on your Construction level!

Have a favorite POH spot or a tip for banking faster? Drop it in the comments below, and happy ‘scaping!